In association with Bankinter S.A. Founded in 1965, it is the youngest of Spain’s big banks.
We are able to offer you the best financial services provided by professionals.
To finance your home in Spain, Bankinter offers you the mortgage best tailored to your personal circumstances.
Mortgages for non-residents
Fixed during first year - 3.25%
From the second year Euribor + 1.25% ( today it is 2.33 + 1.25 = 3.55% )
Variable each year.
Maximum financing
Amount: up to 70% of the assessed value of the property.
Term: up to 20 years.
Apart from the above we are able to offer the following services :-
Current accounts - Debit or credit cards - Internet banking - Insurance - Loan repayment life insurance -
Home / Contents insurance - Medical insurance - Car insurance.
For a quick and efficient service regarding your financial requirements email us in the strictest of confidence.
Documents you will need to set up a Mortgage / Loan / Current account : -
(1) Passport
(2) Purchase contract or Deeds of the property you are going to buy
( if you have not already made prior arrangements with us to obtain a mortgage).
If you are an employee - we will need proof of wages for the last 3 months or statement of income (if retired) or P60 or last year’s Income Tax return.
If you are self employed -
(1)Accounts and balance sheet ( certified )
(2)Latest income tax return ( inland revenue )
(3)If you have a existing mortgage the three latest receipts for payments of capital and interest, as well as a statement of the outstanding balance.
Other useful information
A valid passport or identity card is required to open a bank account
Foreigners can decide to be residents in Spain and apply for a residents card when:
(1)They live in the country for more than 183 days a year
(2)Their main business or professional activities are based in Spain
(3)Their spouse or under age dependents are residents
(4)It is advisable to apply for a N.I.E. (Foreigner’s Identity Number), which you can do at any police station and which should be included on all the documents.
Should you have any questions or special requirements do please email us and we will reply as soon as possible and in the strictest confidence